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Stamp Duty & Legal Fee Calculator

Estimate your Memorandum of Transfer (MOT) stamp duty, loan agreement stamp duty, and SPA legal fees

Estimate Your Upfront Costs

Stamp Duty & Legal Fee Calculator

Estimated Total Upfront Cost

RM 23,125

Stamp duty + legal fees (excludes deposit / down payment)

Property Purchase PriceRM 500,000
RM 50kRM 1.5MRM 3M
Loan AmountRM 450,000

Leave off for a cash purchase

Breakdown

MOT Stamp Duty (Memorandum of Transfer)RM 9,000
Loan Agreement Stamp Duty (0.5%)RM 2,250
SPA Legal FeeRM 6,250
Loan Agreement Legal FeeRM 5,625
Total Estimated CostRM 23,125
View calculation tiers

MOT Stamp Duty (Memorandum of Transfer)

1% on first RM100,000RM 1,000
2% on next RM400,000 (RM100,001–RM500,000)RM 8,000

SPA Legal Fee

1.25% on first RM500,000RM 6,250

Loan Agreement Legal Fee

1.25% on first RM500,000RM 5,625

⚠ Important Disclaimer

These figures are ESTIMATES only, based on standard published stamp duty and legal fee rates. Actual rates are subject to government revision and specific bank or law firm terms.

First-time home buyer exemption schemes may reduce or fully waive stamp duty for eligible buyers within certain property price caps. Eligibility is not calculated here — please check with your bank or lawyer.

Please confirm the exact figures with your solicitor or bank before relying on this for any transaction.

Also planning your monthly instalment?

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